Coverage

Log truck physical damage

Coverage for your own trucks and trailers, not just the liability.

Collision, overturn, fire, and theft all take equipment off the road. Log truck physical damage gets your own units repaired or replaced so you keep hauling.

Protecting the truck itself

Log truck insurance liability pays when your driver is at fault and someone else is hurt or their property is damaged. It does not pay a dime to fix your own truck. That is what log truck physical damage is for — it repairs or replaces the tractors and trailers you own or finance when they are damaged in a collision, roll over on a soft shoulder, catch fire, or are stolen off the yard.

Longleaf® structures physical damage around how logging trucks are actually used: rough forest roads, tight decks, steep grades, and trailers that get backed into places a highway truck never would. We can write collision and comprehensive ("other than collision") together, or add specified-perils options where that fits your fleet and budget better.

Valuation matters as much as the peril list. We help you decide between actual cash value and agreed value on older or specialized units, so a total loss does not leave you short when it is time to replace the truck.

Log truck physical damage Log Truck Physical Damage
What's covered

What log truck physical damage includes

CollisionRepairs after your truck or trailer hits, or is hit by, another vehicle or object.
Comprehensive coverageDamage from causes other than collision — hail, falling limbs, deer strikes, and more.
Overturn & upsetA common logging-truck loss on soft shoulders and steep landings.
FireEngine, brake, and electrical fires that damage the tractor or trailer.
TheftStolen trucks, trailers, and components taken from the yard or job site.
Trailer coveragePole trailers and log trailers scheduled alongside your tractors.
Actual cash value or agreed valueValuation options matched to the age and type of each unit.
Newly acquired trucksShort-notice coverage while you add a replacement or extra truck.
Why Longleaf®

Why haulers place physical damage with Longleaf®

01
Fleet valued correctly

Realistic ACV or agreed-value calls instead of a generic used-truck guide.

02
Understands logging losses

Overturns and deck damage are rated as the real exposure they are.

03
Paired with liability

Written alongside log truck insurance so your auto program is one coordinated policy set.

04
Claims that keep you moving

Adjusters who prioritize getting a working truck back on the road.

Available across our 14 states

Longleaf® writes log truck physical damage for logging operations throughout the Southeast and beyond.

FAQ

Got questions? We've got answers.

How is this different from log truck insurance?
Log truck insurance is liability — it pays others when your driver is at fault. Log truck physical damage pays to repair or replace your own truck or trailer. Most fleets carry both.
Is my trailer covered along with the tractor?
Yes. Pole trailers and log trailers can be scheduled on the same physical damage policy as your tractors, with values set individually for each unit.
What is the difference between actual cash value and agreed value?
Actual cash value pays the depreciated market value of the truck at the time of loss. Agreed value locks in a set payout amount up front, which can matter for a customized or higher-value unit. We help you choose based on your fleet.
Does this cover a rollover on a job site?
Overturn and upset is one of the more common causes of loss we see in logging, and it is a standard part of this coverage.
Can I add a truck mid-term?
Yes. Newly acquired trucks can typically be added with short notice so a new or replacement unit is not left exposed while paperwork catches up.
How do I get physical damage quoted for my fleet?
The quickest way is to find a Longleaf® agent — they will schedule your trucks and trailers and bring back valuation options.

Ready to protect your operation?

Get connected with a Longleaf® agent who knows logging inside and out.

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