Coverage

Log truck insurance

Commercial auto liability built for the trucks that move timber.

From a single truck to a full fleet, we place the limits and filings your contracts require — and stand behind them with claims people who actually know logging.

The most exposed line you carry

Log truck insurance is the commercial auto liability that protects your operation when one of your trucks is in an at-fault accident. For a logging contractor it is the single most exposed coverage you carry — loaded trailers, rural routes, long hours, and serious-injury potential all ride behind the wheel.

Longleaf® writes auto liability specifically for log haulers. We understand the equipment, the routes, and the way a logging operation actually runs, so your coverage is priced and structured around real timber work — not a generic trucking class code.

Whether you run one truck or a whole fleet, we can place the liability limits you need and pair them with physical damage, general liability, and excess to protect the entire operation.

Log truck insurance Log Truck Insurance
What's covered

What log truck liability includes

Bodily injury liabilityInjuries to other people when your driver is at fault.
Property damage liabilityDamage your truck causes to vehicles, structures, and property.
Combined single limitsLiability limits sized to meet your mill and contract requirements.
Hired & non-owned autoExtends liability to trucks you hire, rent, or borrow.
Filings & certificatesMCS-90, state filings, and certificates of insurance handled for you.
Trailer interchangeLiability while you pull trailers that belong to someone else.
Loading & unloadingCovers the exposure at the deck and at the mill.
24/7 claims responseA real adjuster who understands logging and downtime.
Why Longleaf®

Why haulers place their trucks with Longleaf®

01
Specialty forestry focus

Loggers and haulers are the whole book — not a sideline.

02
A-rated paper

Coverage backed by financially strong, rated carriers.

03
Built for contracts

Limits and filings that satisfy mills and landowners.

04
Claims that get logging

Adjusters who understand equipment and lost time.

Available across our 14 states

Longleaf® writes log truck insurance for logging operations throughout the Southeast and beyond.

FAQ

Got questions? We've got answers.

Do I need a separate policy just for log truck liability?
In most cases yes. Commercial auto liability is rated and filed differently from your general liability or equipment coverage, so log truck liability is typically its own policy. We coordinate it with your other Longleaf® coverages so everything works together.
What liability limits do mills usually require?
Most mills and landowners require a combined single limit around $1,000,000, and some contracts ask for more. We help you match your limits to the contracts you are bidding.
Does this cover damage to my own truck?
No — liability pays for damage you cause to others. To repair or replace your own trucks and trailers, add log truck physical damage.
Can you handle my MCS-90 and state filings?
Yes. Filings and certificates of insurance are part of what we do, and we issue them quickly so you can keep hauling.
Which states do you write in?
Longleaf® writes across 14 states. See the full list under states we serve.
How do I get a quote?
The fastest path is to find a Longleaf® agent — they will gather your trucks, drivers, and routes and bring back terms.

Ready to protect your operation?

Get connected with a Longleaf® agent who knows logging inside and out.

Find an agent